Why Choose Liberty Wealth Coaching
Are you a business owner or young professional looking for guidance on growing and protecting your wealth while minimizing taxes? At Liberty Wealth Coaching, we specialize in helping Canadians like you realize your financial goals through a personalized, independent advisory approach that prioritizes your success.
As independent advisors, we’re able to work with the entire market of financial products, giving us the flexibility to design a plan that’s truly tailored to you. Whether you’re focused on building a retirement fund, safeguarding your family’s future, or creating a lasting legacy, we’ll guide you every step of the way.
Our plans include essential protection—like Life, Critical Illness, and Disability insurance—and we integrate tax strategy into everything we do, so you can be confident that your wealth is working efficiently for you.
Merv Paraboo
Managing Partner
Merv is dedicated to helping people grow.
With extensive industry experience and a genuine care for clients, he delivers financial solutions that empower and consistently exceed expectations.
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Wells Chou
Managing Partner
Wells has worked in the trenches, delivering solutions with years of experience from Canada Financial.
His hands-on approach and deep industry knowledge make him a key asset to the team.
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Insurance PlanningInvestment ManagementEmployee BenefitsTax PlanningSmall BusinessWills/EstateMortgages
Insurance Planning: Protecting What Matters Most
At Liberty Wealth Coaching we understand that insurance is not just a safety net; it’s a cornerstone of financial stability and wealth building. Our comprehensive Insurance Planning services are designed to provide you with the protection you need while maximizing your financial opportunities.
We offer a wide range of insurance products to meet your unique needs, including:
- Life Insurance: Provides financial security for your loved ones in the event of premature death, with added tax and wealth-building benefits when utilized effectively.
- Critical Illness Insurance: Offers a lump-sum payment upon diagnosis of a covered illness, ensuring you can focus on recovery without financial stress.
- Disability Insurance: Replaces a portion of your income if you’re unable to work due to illness or injury, helping to maintain your lifestyle during challenging times.
- Health and Dental Insurance: Comprehensive coverage for routine and emergency medical needs.
- Travel Insurance: Protects you from unexpected medical expenses and emergencies while traveling.
- Super Visa Insurance: Ensures that your loved ones visiting Canada have the necessary coverage for peace of mind during their stay.
Investment Management: Building Wealth with Your Goals in Mind
Achieving financial independence starts with a solid investment strategy. Our Investment Management services provide you with customized portfolios built around your specific goals, risk tolerance, and timeline. As independent advisors, we bring you access to a full range of investment options, ensuring you get the best solutions for your needs.
Whether you’re saving for retirement, preparing for a major purchase, or simply seeking to grow your wealth, our investment strategies are designed to be both effective and tax-efficient. We prioritize your financial literacy, making sure you understand each step and feel empowered in your investment journey.
Employee Benefits: Supporting Your Team’s Health and Future
A strong employee benefits plan doesn’t just support your team’s well-being—it also drives business success. Our Employee Benefits services are crafted to meet the needs of your organization and enhance your team’s satisfaction and loyalty. We offer:
- Health Benefits: Customized health coverage options to promote a healthier, more productive team.
- Group Retirement Plans: Help your employees build for the future with group retirement solutions tailored to fit your business.
From small businesses to growing enterprises, our benefits plans are flexible, scalable, and designed with both you and your employees in mind
Tax Planning: Optimize Your Wealth
Navigating the complexities of tax regulations can be daunting. Our Tax Planning services focus on minimizing your tax burden while maximizing your financial growth. We analyze your financial situation and provide strategic recommendations to:
- Reduce Tax Liability: Identify opportunities to save on taxes and optimize your financial position.
- Plan for the Future: Develop long-term strategies to enhance your wealth while complying with tax laws.
With our expertise, you can approach tax season with confidence, knowing you’re making informed decisions that benefit your bottom line.
Small Business Advising: Empowering Your Entrepreneurial Journey
As a small business owner, you face unique challenges and opportunities. Our Small Business Advising services are designed to provide you with the insights and strategies needed to thrive in a competitive landscape. We offer guidance in areas such as:
- Business Structure Optimization: Tailor your business structure for efficiency and tax benefits.
- Financial Strategy Development: Create actionable plans to grow your business sustainably.
We’re committed to supporting your entrepreneurial journey, helping you turn your vision into reality.
Wills and Estate Planning: Securing Your Legacy
Planning for the future isn’t just about building wealth—it’s about ensuring your loved ones are cared for and your wishes are honored. Our Wills and Estate Planning services provide you with the tools and guidance to protect your legacy, minimize taxes, and give you peace of mind.
Tailored to Your Needs
We understand that estate planning is deeply personal. Our approach starts with understanding your family dynamics, financial situation, and long-term goals. Whether you’re planning for young children, supporting aging parents, or ensuring a smooth transfer of wealth, we provide clear, compassionate guidance.
Confidence for the Future
By planning today, you can enjoy peace of mind knowing your affairs are in order. Our clients leave this process feeling secure that their loved ones and their legacy are protected.
Mortgages: Financing Your Dreams
Whether you’re buying your first home, upgrading to your dream property, or refinancing to achieve financial flexibility, our mortgage services provide the expertise and options you need to succeed.
We offer a range of services to simplify the mortgage process and find the best solution for your needs:
- Mortgage Pre-Approval: Understand your buying power and secure pre-approval to streamline the home-buying process.
- First-Time Buyer Assistance: Navigate the complexities of purchasing your first home with personalized advice and support.
- Refinancing: Unlock equity, reduce your interest rate, or adjust your mortgage term to meet your financial goals.
- Debt Consolidation: Combine high-interest debts into a single, manageable payment by leveraging your home equity.
- Investment Properties: Explore financing options to expand your portfolio and grow your wealth through real estate.
